No. There's no Muno wallet holding your crypto and no naira balance on our side. Coins go to a one-time address when you're ready; naira goes straight to your bank.
About 60 seconds after the network confirms. Solana confirmations take seconds, so most swaps finish in under two minutes end to end.
USDC and USDT on Solana today — SPL tokens only. Sending on another network loses the funds, so the app warns you before every deposit.
A network fee plus a service fee, both itemised on the quote before you confirm. The rate itself carries no spread. See fees →
Yes, once, for bank payouts — the same check your bank already ran. It's what keeps payouts clearing without holds.
Nothing is lost — the order cancels itself and you re-quote at the current rate. If coins arrive after expiry, support reconciles them to your account.