Three steps. About a minute.
No chat negotiation, no waiting on a stranger. Here is exactly what happens between your wallet and your bank.
Lock the rate
Pick USDC or USDT, type an amount, and the quote shows the exact naira — rate, network fee, and service fee itemised. Confirm and the rate locks for 30 minutes.
Send to a one-time address
We generate a fresh Solana address for that swap only, with its own expiry. Scan the QR or paste it from your wallet. SPL tokens only — the app warns you before every deposit.
Get paid in naira
Roughly 60 seconds after the network confirms, the payout fires over NIBSS to your verified bank account. Track every state change in Activity.
What happens after you press send.
Deposit detected
Your transfer appears on Solana and the order flips to processing.
Network confirms
Solana finality is seconds. The exact deposit is matched to your locked quote.
Payout fires
The naira leaves for your bank over NIBSS — no human in the loop.
Bank credits
Alert lands. Order marked completed in Activity with the full receipt.
Buying works the same — in reverse.
Pay a one-time virtual account in your own name, and USDC lands in your wallet. No P2P strangers anywhere.