Safe because there's nothing to steal.
Muno is non-custodial. Your coins stay in your wallet until the moment you send, and the naira goes straight to your bank. Nothing of yours sits with us in between.
Four locks on every swap.
One-time addresses
Every swap gets its own deposit address with its own expiry. Nothing is ever reused.
NIN verification
Bank-grade identity once, so payouts only ever clear to an account that matches you.
Authenticator 2FA
Codes on sign-in and on any payout change — SIM-swap resistant by design.
Virtual accounts
Buying? You pay a one-time account created for your order — never a P2P stranger.
Addresses that die after one use.
Reused deposit addresses are how people get phished. Muno's are generated per swap, matched to your locked quote, and expire on the clock — a stale screenshot can't hurt you.
What we ask of you.
Send SPL tokens only. Coins sent on other networks cannot be recovered — the app repeats this before every deposit.
Never pay a "Muno agent". Muno never DMs you a wallet or account number. Every address comes from inside the app.
Turn on 2FA today. Two taps in Account → Security. It protects payout changes even if your password leaks.
Customer balances held by Muno
Fresh deposit address per swap, then it dies
Payouts matched to your verified identity